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Chapter 240
ءاﺮﺸﻟاو ﻊﻴﺒﻟا ﻲﻓ ِﺔﺣﺎﻤﺴﻟا ﻞﻀﻓ بﺎﺑ
Excellence of Fair Bargaining and Matters Relation to it
Allah, the Exalted, says:
"And whatever you do of good deeds, truly, Allah knows it well.''
"And O my people! Give full measure and weight in justice and reduce not the things that are due to the
"Woe to Al-Mutaffifun (those who give less in measure and weight). Those who, when they have to receive by
measure from men, demand full measure. And when they have to give by measure or weight to (other) men,
give less than due. Do they not think that they will be resurrected (for reckoning). On a Great Day? The Day
when (all) mankind will stand before the Rubb of the `Alamin (mankind, jinn and all that exists)?''
َﻬَﻓ ،ُﻪَﻟ َﻆَﻠْﻏَﺄَﻓ ُﻩﺎَﺿﺎﻘَﺘﻳ ﻢﱠﻠَﺳو ِﻪْﻴَﻠَﻋ ُﷲا ﻰّﻠَﺻ ﻲﺒﻨﻟا ﻰﺗأ ًﻼُﺟر ﱠنَأ ، ُﻪْﻨﻋ ﻪﱠﻠﻟا َﻲِﺿر ، ةﺮﻳﺮُه ﻲﺑأ ٌْﻦَﻋو
ﻢﱠﻠَﺳو ِﻪْﻴَﻠَﻋ ُﷲا ﻰّﻠَﺻ ِﻪﱠﻠﻟا ُلﻮُﺳر َلﺎَﻘَﻓ ، ُﻪُﺑﺎﺤْﺻَأ ِﻪِﺑ
ًﻻﺎَﻘﻣ ﱢﻖَﺤﻟا ِﺐِﺣﺎَﺼِﻟ ﱠنﺈَﻓ ُﻩﻮُﻋد
َلﺎَﻗ :
» ﻩﻮُﻄْﻋَأ
ِﻪﱢﻨِﺳ َﻞْﺜِﻣ ﺎﻨِﺳ
، ِﻪﱢﻨِﺳ ْﻦِﻣ ﻞَﺜْﻣَأ ﱠﻻإ ُﺪِﺠَﻧ ﻻ ِﻪﱠﻠﻟا َلﻮﺳر ﺎﻳ
لﺎﻗ :
ًءﺎَﻀَﻗ ْﻢُﻜُﻨﺴْﺣَأ ﻢُآَﺮْﻴَﺧ ﱠنﺈَﻓ ُﻩﻮُﻄْﻋَأ
ﻪﻴﻠﻋ ٌﻖﻔﺘﻣ
Abu Hurairah (May Allah be pleased with him) reported: A man demanded of the Prophet (PBUH) for
repayment of a loan and was harsh to him. His Companions were about to attack him, but he (PBUH) said, "
him, as the creditor is entitled to make a demand. Give him a camel of the same age as the camel that is due to him.
They said: "We find a better camel senior to it in age.'' He (PBUH) said, "
Then buy it and give it to him; verily the
best of you is the one who is the best in discharging his obligations (repayment of loans
[Al-Bukhari and Muslim].
1. It is stated that the lender was Zaid bin Shu`bah Al-Kinani who had not yet embraced Islam and that accounts for
his not showing due regard to the Prophet (PBUH), and for his being stern in his demand. The Prophet (PBUH)
advised his Companions that it is well for the affluent to demand his loan in a polite manner; but if someone does
not show politeness in it, his rudeness should be ignored because he who has a rightful claim, can tend to anger
although he should not cross the limits laid down by Shari`ah in this respect.
2. At the time of repayment of loan, it is Mustahabb (
) for the debtor to pay with his own pleasure
something more than due to the lender; but if the lender demands more, this extra money will be deemed interest
Riba (or usury) which is neither lawful to receive nor to pay.
َلﺎَﻗ ﻢﱠﻠَﺳو ِﻪْﻴَﻠَﻋ ُﷲا ﻰّﻠَﺻ ِﻪﱠﻠﻟا َلﻮُﺳَر نأ ، ُﻪْﻨﻋ ﻪﱠﻠﻟا ﻲﺿر ، ٍﺮﺑﺎﺟ ْﻦَﻋو
اذإ ًﺎﺤْﻤَﺳ ﻼُﺟر ﻪﱠﻠﻟا ﻢِﺣَر
َﻰﻀَﺘْﻗا اذإَو ، ىﺮَﺘْﺷا اذإَو ، عﺎَﺑ
ﱡيرﺎﺨﺒﻟا ﻩاور
Jabir (May Allah be pleased with him) reported: The Messenger of Allah (PBUH) said, "
May Allah show
mercy to a man who adopts a kind attitude when he sells, buys and demands for the repayment of loans
Adopts a kind attitude when he sells, buys, and demands for the repayment of loans
'' means that the
buyer purchases in such a manner that the seller does not suffer any loss, and the seller sells his goods in such a way
that the buyer does not feel any irritation. This also means that he feels so liberal that if the buyer wants to return
what he has purchased he should accept it. Another meaning of this is that while making a purchase the customer
pays more than the due price and the seller gives more goods than are due against the price that he receives.
Moreover, if one has to get his claim from someone, he should do it in a polite manner. In no case should one cross
the limits of civility. If the debtor is poor, he should be given more time for the repayment of his debt, or the loan
should be remitted, as it will be in accordance with the Qur'anic instruction that "
If you remit by way of charity, that
is better for you.
'' (2:280)
َلﺎَﻗ ، ُﻪْﻨَﻋ ﻪﱠﻠﻟا ﻲﺿر ، َةَدﺎَﺘَﻗ ﻲﺑأ ْﻦَﻋو
ُلﻮُﻘﻳ ﻢﱠﻠَﺳو ِﻪْﻴَﻠَﻋ ُﷲا ﻰّﻠَﺻ ِﻪﱠﻠﻟا لﻮُﺳر ُﺖْﻌِﻤﺳ
ُﻩﱠﺮَﺳ ْﻦَﻣ
َﺮُآ ْﻦِﻣ ﻪﱠﻠﻟا ُﻪَﻴﱢﺠَﻨُﻳ ْنَأ
ُﻪْﻨَﻋ ْﻊَﻀَﻳ ْوأ ٍﺮِﺴْﻌُﻣ ْﻦَﻋ ْ
ﺲﱢﻔَﻨُﻴْﻠَﻓ ، ِﺔَﻣﺎَﻴِﻘﻟا ِمْﻮَﻳ ِب
ٌﻢﻠﺴﻣ ُﻩاور